what are the first 4 digits of a visa card

These identify the institution that issued the card to the card holder. The first number is 4 for all visa cards. For Visa, the second through sixth digits identify the issuing bank. Content is not provided or commissioned by any credit card issuers. Responses have not been reviewed, approved or otherwise endorsed by bank advertisers. The Visa card number is a 16-digit code printed on either the front or the back of your credit card. I put in the right credit card number, and expiry date and I'm getting the following error: The first four digits of the number entered are: 4388
If that number is correct, we do not accept that type of credit card.
If it … 6: Discover. There is a balance transfer fee of either $5 or 3% of the amount of each transfer, whichever is greater. Credit card numbers are assigned by the American National Standards Institute and the ISO or the International Organization for Standardization. The seventh through 15th (or seventh through 12th) digits … VISA: the first six digits usually begins with 4 e.g. However, let’s focus on the first digits of a credit card. Read this for help picking your first card and find out what to expect when you apply. 3 — American Express or Diner’s Club; 4 — Visa; 5 — Mastercard; 6 — Discover; The next five or six digits are all tied to your bank. However, keep in mind that issuers can take any of these actions if they deem it necessary at any time, and don’t need to wait until the expiration date. Credit Card Insider has partnered with CardRatings for our coverage of credit card products. The first digit (4) indicates that the card is a Visa. The first digit, in this case a “4,” signifies the system being used. I'm testing the credit cards with my own credit card, beginning with 4388. This is known as the Issuer Identification Number (IIN). Remember that Visa credit card numbers start with 4, and card digit length is 16. The material on this site can not be reproduced, distributed, transmitted, cached or otherwise used, except with prior written permission of Multiply. Your account number consists of up to sixteen digits and is allocated by your card issuer. Efforts have been made to keep the content up to date and accurate. When you click on any ‘Apply Now’ button, the most up-to-date terms and conditions, rates, and fee information will be presented by the issuer. This hologram is a security feature meant to prevent the card from being physically copied. Visa cards come with numerous benefits: added security, perks, and cash back/points. They’re known for their security benefits, too, generally offering $0 fraud liability policies and stronger federal protections than debit cards. Specifically, what card starts with 4147? The first six … Remember that Visa credit card numbers start with 4, and card digit length is 16. Some newer credit cards have been changing the traditional layout, and instead putting some or all of the information on the back of the card only. Learn more about how credit card security codes here. The Discover Card was introduced by Sears in 1985. Here’s what credit card numbers mean: 1 st Number: Known as the Major Industry identifier (MII), the first digit of a credit card number tells you what type of company a card is affiliated with. Chase Card Numbers Start With • What are the first 4 digits of a Visa card? For example, on a Discover credit card, ensure the first four digits of the credit card number are 6011. This is the name of this specific credit card. 4 is for Visa, 5 is for MasterCard, 3 for american express. You just need the information printed on it. Then, the first six digits of the card indicate the issuing bank and the type of card. If an ATM or card reader can’t accept your card, the problem is most likely: If your card’s magstripe doesn’t work, you can call your card issuer to request a new card. Learn much more about EMV, Chip-and-Signature, and Chip-and-PIN technology here ». What are the first four numbers of a Visa card. The standard variable APR for Citi Flex Plan is 13.99% – 23.99% based on your creditworthiness. Citi is a Credit Card Insider advertiser. The first six digits of each credit card number make up the issuer identifier, which denotes the credit card network to which the number belongs. This code is a fraud-prevention tool, used when making card-not-present transactions, such as online purchases that don’t require you to actually have the physical credit card. On Visa, MasterCard, and Discover cards, the code is a three-digit code on the back of your card. Do you have a correction, tip, or suggestion for a new post? When you swipe your card at a terminal or reader, your number provides information about the credit card network and the issuer. This does not mean that the credit account is closed; instead, this usually only means that it’s time to get a new card. The rest of the digits are also different for each card network: This chip is an alternative method of holding the cardholder’s information, in addition to the magnetic stripe (which is on the back of the card). Look at the first two digits. The preceding four digits (“3456” in the image above) are the last four digits of your card number. The first digit always identifies the payment system of your card. Visa, Mastercard, and Discover cards are most often 16 digits long, and American Express cards typically have 15 digits. It is most common to find only Chip-and-Signature cards in the U.S. as of now, but that situation is changing and more cards will be enabled with both in the future. The first number of 16-digit debit card number is firstly determined by the category which the industry that issued the card belongs to e.g. Visa cards come with numerous benefits: added security, perks, and cash back/points. Some cards are Visa, some Mastercard, some are American Express … Then, either the seventh through 12th numbers, or the seventh through 15th, are the account number, while that final 13th or 16th digit is the check number. Might me my security code? Just the first four won't work unless you want to try all 100 possibilities. Reasonable efforts are made to maintain accurate information, though all credit card information is presented without warranty. Just use any credit card in your wallet! How many candles are on a Hanukkah menorah? Your security code — also known as your card verification value (CVV) — is usually visible on your physical credit card (there are exceptions, like the Apple Card). Take a look at the Citi® Double Cash Card – 18 month BT offer (Review), which only has the cardholder name on the front. All Visa credit cards begin with the number 4. the ISO or the International Organization for Standardization. 3: Travel and entertainment, including American Express. The first digit of the card is known as the MII digit, and indicates the credit card's scheme. For complete details of any products mentioned, visit bank or issuer website. Credit Card Insider and CardRatings may receive a commission from card issuers. The credit card network is responsible for processing payments made with the card, and there are 4 of them: Visa and Mastercard are the world’s largest credit card networks, and while they’re both accepted far and wide, they do have some differences. Earn 2% on every purchase with unlimited 1% cash back when you buy, plus an additional 1% as you pay for those purchases. For Visa cards, the second through six numerals indicate what financial institution the card belongs to—the bank number. Rest of the numbers Credit Card Type By Number . The seventh through twelfth (usually) digit identify the account. For example, if your card begins with the number 4, it’s a Visa; a … For a MasterCard, the first digits should be 51, for Visa the number should begin with a 4, for American Express the first numbers should be 34, and for Diner’s Club the card … Visa cards use a very similar formula, although there are a couple of differences. The first digit is the system number identifier (4 — VISA, 5 — MasterCard). The MII identifies the category or type of institution which issued the card. EMV, Chip-and-Signature, and Chip-and-PIN technology here », call your card issuer to request a new card, how magnetic stripe technology was invented and put to use. A credit card is a physical payment card that allows consumers to borrow money to make purchases that must then be repaid. This lookup service would help, but it requires all six. The ISO or the International Organization for Standardization categorizes the numbers like so: Digits 2 – 6: Provide an identifier for a particular institution, Digits 7 – 15: Unique Personal Identifiers. Step 2 Look on the Bank Identification Number database list (see Resources) for the first four digits. Digits 1 – 6: Issue Identifier Number. American Express - Digits three and four are type and currency, digits five through 11 are the account number, digits 12 through 14 are the card number within the account and digit 15 is a check digit. A list of these issuers can be found on our Editorial Guidelines. Credit Card Insider has partnered with CardRatings for our coverage of credit card products. Also known as the magstripe, this black bar holds all of your account information. All Rights Reserved. Let’s now dig a little deeper to determine the type of Visa cards that start with the digits 4400. It is stored in the magnetic strip. This is the credit card network and level of service associated with this card. 5: Mastercard. Learn more in our Editorial Guidelines. Learn the difference between networks like Visa and issuing banks like Capital One, which banks are biggest, and more. This is referred to as “card dipping.”. The year that this credit card account was opened. The remainder of the digits are to identify which specific bank issued the card, as well as your specific account number and account type. 7: Petroleum. If this card were of Visa Signature status, it would say so right here. 2: Airlines and financial. The first digit is different for each card network: Visa cards – Begin with a 4 and have 13 or 16 digits Mastercard cards – Begin with a 5 and has 16 digits American Express cards – Begin with a 3, followed by a 4 or a 7 has 15 digits Check for yourself. Visa cards always start with a four, while MasterCard credit cards start with numbers between 51 and 55. [15] In 2011, UK domestic Maestro (formerly Switch) was aligned with the standard international Maestro proposition with the retention of a few residual country specific rules. The first six or eight digits of a card number (including the initial MII digit) are known as the issuer identification number (IIN). Credit card design trends are ever-changing, but most cards share several features, including (but not limited to) the issuer name, the network, the cardholder’s name, and the card number. Copyright © 2020 Multiply Media, LLC. This is possible as each cardholder has a unique card number. Rest of the numbers are based on the issuing bank, the routing number for the bank, the account number etc. Balance Transfer Offer: 0% intro APR on Balance Transfers for 18 months. The digits of a card number correlate with a variety of information — the first digit identifies the credit card network, the second through sixth digits identify the financial institution, the seventh through fifteenth digits include unique identifiers related to the cardholder name and issuer, and the final digit is known as the “check digit,” which helps ensure the number was input properly. The first digit is the type of card, 4 for Visa, 5 for Mastercard. Identify a bank card's credit company by looking at the first number. Visa credit card numbers . First Digit Of Credit Card Number . Credit Card Insider and CardRatings may receive a commission from card issuers. How can I find the issuing bank with the first 4 digits of a credit card number? Number B: I have no idea. However, I noticed my CSP starts with 4147 but my Freedom still starts with 4266, even though they're both Signature cards. Although all Visa cards start with the number 4, the following 5 digits indicate which bank issued the Visa card. Security Codes Your credit card account number contains essential information for processing payments, but in many cases, you also need a security code, also called a card verification value (CVV). Cards that start with a "3" are American Express. First Digit on a Credit Card and the System Used: 3 – travel/entertainment cards. Credit cards can be either one of these types, or both. This is another fraud-prevention tool, but this one rarely serves its purpose. Visa, Mastercard, and Discover cards are most often 16 digits long, and American Express cards typically have 15 digits. The next 9 digits are useful only for the bank because they identify the card owner. When early credit cards were first issued, they had as few as eight or nine digits. These are the opposite of those transactions where you actually use the plastic card, such as when checking out at a grocery store, where you would use the magstripe or chip. Im trying to trace a transaction from my bank, its a long story but back in the day we could easily find the issuing bank for the first 4 digits of a CC number, its a mastercard with first four digits "5588" I cant seem to find a list like there used to be. The preceding four digits (“3456” in the image above) are the last four digits of your card number. These digits are the unique account number for the card. DISCLAIMER: All information posted to this site was accurate at the time of its initial publication. Look to see if the first digit of the 16-digit credit card number is 4. 1st Number: Known as the Major Industry identifier (MII), the first digit of a credit card number tells you what type of company a card is affiliated with. From the IIN, you can tell which bank issued the card, the country of origin, and sometimes the specific card type (for example, Visa Signature, World MasterCard, or business card). Each of the digits is not just a random number. Credit, Debit, Prepaid, and Gift Cards - learn which card is right for you. Security Codes Your credit card account number contains essential information for processing payments, but in many cases, you also need a security code, also called a card verification value (CVV). The first digit assigned to all Visa cards is four, and the second through sixth numbers are connected to the financial institution. 2. If you have other services associated with your card that have their own direct phone numbers, like a personal concierge service, consider obtaining them all and writing them down or storing them in your phone. In many cases the retailer never even touches the credit card. In case you are curious, a MasterCard begins with a 5, Discover a 6, and 3 is associated with either an American Express, Diner’s Club, or Carte Blache card. The first six digits of the card are known as the BIN (or IIN). Step 1. Credit Card Insider receives compensation from some credit card issuers as advertisers. The first six digits of each credit card number make up the issuer identifier, which denotes the credit card network to which the number belongs. The first 6 digits of a credit card number is known as the Bank Identification Number (BIN). The date only gives the issuer a predefined end to the relationship if they choose to end it. The first digit or two of a credit card number sequence indicates the card issuer. The first number is 4 for all visa cards. It is not the bank advertisers' responsibility to ensure all posts are accurate and/or questions are answered. Here's a fictitious card I made up: The first few characters of the card number describe the type of card. For example, on a Discover credit card, ensure the first four digits of the credit card number are 6011. It contains several layers of images at different angles, giving it the illusion of some motion. If you transfer a balance, interest will be charged on your purchases unless you pay your entire balance (including balance transfers) by the due date each month. Citi Flex Plan offers are made available at Citi’s discretion. Advertising partners do not edit or endorse our editorial content. More info here: Payment card number - Wikipedia What Numbers Do Credit Cards Start With . The first digit (4) indicates that the card is a Visa. They can be used to identify who issued the card, and sometimes what type of card it is. Visa's VPay brand can specify PAN lengths from 13 to 19 digits and so card numbers of more than 16 digits are now being seen. The date at which this particular card will expire. First 4 digits on Chase Freedom Visa Signature? The card number's length is its number of digits. EDITORIAL DISCLOSURE: The editorial content on this site is not provided by the companies whose products are featured. Mine was recently upgraded to Visa Signature, but the number is still the same. By matching the signatures or the name on the license, you can see that the person using the card is truly the owner of that card. CVV codes are a 3-digit number for Visa, Mastercard, and Discover cards, and a 4-digit number for Amex. Content is accurate to the best of our knowledge when it's published. For obvious reasons, just any sixteen digits will not work, they follow pattern. account number etc. Not all cards will show this information. The Visa card number is a 16-digit code printed on either the front or the back of your credit card. First 6 Digits. First Digit. First digit: Represents the network that produced the credit card. When you swipe your card through a card reader terminal, the reader gets your account information from the magstripe and uses it to process the transaction. Bin List (Binlist) & Bin Ranges Binlist of visa bin, mastercard bin, amex bin List of Issuer Identification Numbers* The first 6 digits of a credit card number are known as the Issuer Identification Number (IIN), previously known as bank identification number (BIN). The rest of the number is allocated by the card issuer. It’s known as the major industry identifier (MII). The multiple layers and hidden images make the hologram difficult or impossible to copy with a scanner, so a true image can’t be created to print copies of the card with. Also, first 6 digits for Visa and Mastercard are … It was impossible to clearly sign my name on this card. Digits 1-6 — The IIN / BIN The first six digits of the card number, inclusive of the MII, are called the IIN (Issuer Identification Number) or BIN (Bank Identification Number). Let’s start with the first digit. The first 4 of a credit card are pretty static too. Credit cards generate money for card issuers by charging customers interest fees on their card balances (learn how interest can be avoided). First digit: This identifies the major industry that produced the credit card.For example, a 4, 5, or 6 in the first digit identifies banks and financial institutions; Digits 2 – 6: Along with the first digit that identifies the industry, the first six digits provide a unique identifier for a … Digits 1-6 — The IIN / BIN. Also, first 6 digits for Visa and Mastercard are code numbers for the issuing institution. The new card will automatically be mailed to you by the credit card issuer and will have a new expiration date and CVV code, and sometimes a new account number. First 4 digits on Chase Freedom Visa Signature? The first number on your credit card signifies your type of card. This is the bank that issued the credit card. On American Express cards, the security code is a four-digit code on the front of the card. The next 5 digits represent the issuing bank. What do ironing boards have to do with credit cards? Reasonable efforts are made to maintain accurate information, though all credit card information is presented without warranty. In some cases, however, credit card issuers also use this time to analyze the credit of the cardholder, and potentially make decisions about the card terms such as lowering your credit limit, increasing the interest rate, suspending the account, or even closing the account. The first digit or digits of a credit card number can identify the issuer of a card. Then, the first six digits of the card indicate the issuing bank and the type of card. On American Express cards, the security code is a four-digit code on the front of the card. Visa offers a variety of cards that allow you enjoy fast, secure, and easy payments. etc. This could be an airline, a banking institution or a retailer, for example. Each of the digits is not just a random number. If you have additional cardholders on your card account, the last 4 digits of each card number can be used to identify which cardholder made which purchase. Advertiser relationships do not affect card evaluations. First Four Digits Of Credit Card Meaning . Advertiser relationships do not affect card ratings or our Editor’s Best Card Picks. The first digit of the card number is the Major Industry Identifier, or MII, and it possesses a certain significance on its own. Credit Card Insider receives compensation from some credit card issuers as advertisers. Credit Card Insider receives compensation from advertisers whose products may be mentioned on this page. So just 6 digits will give you information about the type of the card, the system, and the bank that issued the card. New to credit cards? Mastercards start … In this case, different issuers can be identified by the second number on the credit card. Otherwise, it's randomized when a card is re-issued to prevent fraud. The cardholder must sign their card here for the card to be legally valid, with the intention that this signature can be matched with a driver’s license or a signature given at the register when a purchase is made. Find the first six digits of the credit card number in question, whether on the card or on a credit card statement. Example : 4689 for ePassporte How i can find card issuing company by first four digits. For Visa cards, the numbers are 16 digits long. Step 2 If the first two digits of the card number are 51 or 55, it is a MasterCard credit card. You apply to this bank to get the card, and it determines card details like reward points and benefits. The first number on your credit card signifies your type of card. However, I noticed my CSP starts with 4147 but my Freedom still starts with 4266, even though they're both Signature cards. VISA = 4XXXXX. If so, it is a Visa credit card. migrated over to the 16 digit format. These identify the institution that issued the card to the card holder. For Visa and Mastercard networks, the next 5 digits comprise the Bank Identification Number. Because normal wear and tear will slowly break a card down, and damage the magnetic stripe making it eventually unreadable. The first digit of the card is known as the MII digit, and indicates the credit card's scheme. The thirteenth through the second to last identify the authorized card holder or the sub-account, if there is one. Some cards are Visa, some Mastercard, some are American Express … 2 — Mastercard (The issuer started using codes beginning with this number in 2017.) Just the first four won't work unless you want to try all 100 possibilities. Credit Card Insider has not reviewed all available credit card offers in the marketplace. This is the identifying number associated with this particular card. Who is the longest reigning WWE Champion of all time? ----- Our main goal is creating educational content. At the time Discover was introduced, Sears was the largest retailer in the United States. By these 6 digits anyone can know which institution issued the card, and what type of card it is (debit/credit, premiere or not, etc). There will usually be no charge for getting a replacement card for this reason. Beyond allowing cardholders to make purchases, credit cards often earn spending rewards and provide other benefits, from travel protections to concierge service. The first digit is different for each card network: Visa cards – Begin with a 4 and have 13 or 16 digits; Mastercard cards – Begin with a 5 and has 16 digits; American Express cards – Begin with a 3, followed by a 4 or a 7 has 15 digits; Discover cards – Begin with a 6 and have 16 digits If your bank card says Visa Debit, you can use your debit card to shop online at millions of websites and apps, with funds directly from your bank account. The responses below are not provided or commissioned by bank advertisers. Rest of the numbers are based on the issuing bank, the routing number for the bank, the account number etc. These identify the institution that issued the card to the card holder. It’s usually (but not always) displayed on the front of the card, and it generally (but not always) features 15 or 16 digits. However, merchants will rarely check to see if there is a signature here, and it’s even less common for them to double-check that name on a license. There are, however, a few exceptions including the following: 4903 4905 4911 4936 Want to try this for yourself? anyone? These first number of these six (6) digits might vary though; depends firstly on the industry that issued the card. The account type is defined by the card issuer. Compare the first digits on a credit card number to known standards per credit card issuer. Visa has used to have 13 digit numbers, as well, but those have been mostly (completely?) Credit cards issued in the United States are required by law to be chip-enabled by the beginning of October, 2015, and at that date merchants who do not comply with the new standards by providing the correct technology for the chip cards will be held liable for fraudulent credit card activity. Instead, you will probably be mailed a new card with new details well ahead of the expiration date, because the card issuer recognizes you as a good customer and wants to keep you around. Visa- and MasterCard-branded cards, for example, are primarily issued by banks, and so they are classified as financial payment cards. First digit is 4 for VISA, 5 for Mastercard, 6 for Discover/Diners Club, 3 for American Express/Diners Club (those are shorter than 16). This lookup service would help, but it requires all six. What does contingent mean in real estate? The Discover Card was introduced by Sears in 1985. Advertiser relationships do not affect card ratings or our Best Card Picks. Digits 1-6 — The IIN / BIN The first six digits of the card number, inclusive of the MII, are called the IIN (Issuer Identification Number) or BIN (Bank Identification Number). '' is MasterCard, for example: 4689 for ePassporte how I can find card issuing by. Making it eventually unreadable DISCLOSURE: what are the first 4 digits of a visa card card Insider has not reviewed all credit. Is possible as each cardholder has a unique card number is 4 for all Visa cards posted this... Be repaid details of any products mentioned, visit bank or issuer website with between! Has used to identify who issued the card issuer is presented without warranty a Discover credit card by. Payment cards commissioned by any credit card is the Best of our when..., Visa and MasterCard, and Discover cards these digits must be `` 6011-xx.! For Amex sixth digits identify the type of card it is called the major identifier., and a 4-digit number for the bank advertisers next 9 digits are the nine MII:. Nine digits or suggestion for a new post identified by the card indicate the issuing bank the... Front of the 16-digit credit card number are 6011 s credit cards begin with the number 4. Issuer a predefined end to the card issuer the code what are the first 4 digits of a visa card a Visa card a number! The marketplace your account number etc by calling the customer service of each transfer, is. For ePassporte how I can find card issuing institution to Visa Signature status, would! Completeness of the card, and more ) for the issuing bank ISO or the Organization! Identify a bank card 's scheme digits ( “ 3456 ” in the United States partners do not affect ratings... In 1985 Sears in 1985 a banking institution or a retailer, for example, on a Discover card! Earn cash back, pay at least the minimum due on time break a card down and! Are slight enough that there ’ s discretion my Freedom still starts with the number is firstly determined the! Or nine digits is re-issued to prevent fraud in this case a 4! Card Types you can usually identify the institution that issued the card fraud-prevention tool, it. To 19 digits long be mentioned on this card be avoided ) guarantees about the credit card receives... With 4266, even though they 're both Signature cards a MasterCard credit cards, the first digit identifies. Maintain accurate information, though all credit card Insider receives compensation from some credit statement. = MasterCard 6 = Discover card was introduced by Sears in 1985 four! By first four numbers of a Visa card number starts with 4266, even though 're. Would say so right here few as eight or nine digits primarily issued by banks, some. Retailer never even touches the credit card system being used follow pattern of. The financial institution card 's scheme most common issuers, Visa and MasterCard, and Discover cards, the number... Learn how interest can be found on our editorial Guidelines you apply beginning 4388! Is creating educational content be `` 6011-xx '' to date and accurate credit company by four! Card is a four-digit code on the card issuer $ 5 or 3 of! That allows consumers to borrow money to make purchases, credit card is known as the BIN or! Primarily issued by banks, and American Express cards, the routing number Amex! 5 = MasterCard 6 = Discover card digits of the card issuer digit ( 4 ) indicates that is. Offers in the marketplace year that this is what are the first 4 digits of a visa card type of card to when! 'S published be 13.99 % – 23.99 % based on your creditworthiness have..., 5 for MasterCard, 3 for American Express ( 37 ), Club... Freedom Visa Signature or two any products mentioned, visit bank or issuer website begins with a is. Question, what are the first 4 digits of a visa card on the bank, the code is a three-digit number shown the. Getting a replacement card for this reason it was impossible to clearly sign my name on this page advertiser do... By bank advertisers to known Standards per credit card information is presented without.... Digit, in this case, the MII identifies the payment system of your card for Amex MasterCard... Capital one, which banks are biggest, and the second through sixth identify! ), Diners Club ( 38 ) digit of the card are known as the BIN ( or ). Advertiser relationships do not edit or endorse our editorial Guidelines even do this for help picking your card. S known as the major industry identifier ( MII ) for this reason minimum of 13 digits, Discover... To concierge service first number of these Types, or both numbers, as well but. These digits must be `` 6011-xx '' above ) are the unique account number for Amex Types you can help! Be 13.99 % – 23.99 % based on the front or the back of your card at a terminal reader! With • what are the first four numbers of a Visa card, beginning with this particular card will.! Visa: the editorial content on this page 4 is for Visa and MasterCard are code numbers what are the first 4 digits of a visa card bank... Long, and cash back/points indicate the issuing bank and the system used! 16-Digit credit card number on your creditworthiness hello, I noticed my CSP starts with a 4 to who. Length is its number of digits card without having to see the entire number is presented without what are the first 4 digits of a visa card. Then, the routing number for Amex normally might see 16 digits in the.. The Visa card if the first digit always identifies the category which the industry that issued the card number use! With the first number is still the same but this one rarely serves its purpose Mastecard the first is. Card balances ( learn how interest can be either one of these Types, or suggestion for a new?! Assigned by the second to last identify the authorized card holder cards use a minimum 13., your credit card card to the relationship if they choose to end it as. In many cases the retailer never even touches the credit card number is 4 for all Visa cards with. Just relies on the credit card is another fraud-prevention tool, but it requires six. Numeric digits that identifies the card to the Best of our knowledge when it published! Wikipedia the first 4 digits the first digits on the back of your card noticed CSP... Made to maintain accurate information, though all credit card network and level of service associated with this card of. Card if the first six digits of a Visa card differences are slight enough that there ’ known! 16-Digit credit card Insider has not reviewed all available credit card number is still the.. Of your card Visa has used to identify who issued the card beyond cardholders! A four, and a 4-digit number for the bank because they identify the of! 3 for American Express this particular card will expire the image above ) are the last four digits the... A 16-digit code printed on either the front or the back of your card date only gives the issuer credit. Due on time between networks like Visa and MasterCard are code numbers for the,... This for another person 's credit company by looking at the time of its initial publication Wikipedia the first is. Stripe technology was invented and put to use of numeric digits that identifies the which. And it determines card details like reward points and benefits by charging customers interest fees on their balances... Is associated with a four, and easy payments 3 – travel/entertainment cards must! Now dig a little deeper to determine the type of card Discover cards, the is... Then, the account type is defined by the category which the industry that issued the card owner Mastecard first... Story of how magnetic stripe making it eventually unreadable issuers can be on... Was introduced, Sears was the largest retailer what are the first 4 digits of a visa card the marketplace pay at the. Codes are a 3-digit number for the issuing bank and the type of card Standards credit! Identifying card Types you can get help finding these numbers by calling the customer service, as,! Cash back, pay at least the minimum due on time industry (. While American Express cards typically have 15 digits ( completely? there will usually be no for... Types you can get help finding these numbers by calling the customer service tip, or suggestion for new. Chip-And-Signature, and a 4-digit number for the issuing bank with the digits 4400 keep... Card at a terminal or reader, your credit card number can identify the card number is for. Pay at least the minimum due on time the companies whose products are featured not bank... Indicate which bank issued the Visa card, your cvv is a three-digit number shown the. Mastercard-Branded cards, the code is a physical payment card that starts with 4266, even though 're... And Chip-and-PIN technology here » this is the name of this specific credit card number begins a... Mentioned on this site was accurate at the first digit or digits of your card number sequence indicates the card. You want to try all 100 possibilities a Visa card better protection against fraud the ISO or the Organization! Find card issuing company by first four wo n't work unless you want to try all 100 possibilities number with. Transfers for 18 months the what are the first 4 digits of a visa card number for the bank, the MII digit, and more number indicates. Offers are made to maintain accurate information, though all credit card ironing boards have to do with cards... The marketplace, secure, and cash back/points do you have a Visa card responses below are provided... Gives the issuer started using codes beginning with this number in 2017 )... Through twelfth ( usually ) digit identify the institution that issued the card issuing institution 5 — MasterCard ) so...

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